UPI QR Code Generator

What is UPI QR Code Generator?

A UPI QR code is a normal QR code that holds a UPI payment link. When someone scans it with PhonePe, Google Pay, Paytm, BHIM or any other UPI app, the app opens with your UPI ID and name already filled in, and the amount and note too if you set them. They only enter the amount (if you left it out) and approve with their PIN. Enter your UPI ID and name above, and the code updates as you type. Download it as a PNG for screens and social posts, or an SVG for print. Everything is made in your browser, so your UPI ID is never uploaded. This tool only makes the code. It does not take or move any money.

How to Make a UPI QR Code

1. 1

   Enter your UPI ID: It looks like name@okhdfcbank or 9876543210@ybl. You can see it in the profile section of your UPI app.

2. 2

   Add the name payers should see: Use your own name or your shop name. UPI apps show it before the payer confirms, so it should match what they expect.

3. 3

   Set an amount if you want one: Leave it empty and the payer types the amount. Fill it in and every scan asks for exactly that amount, which suits a fixed price.

4. 4

   Choose the design and download: Pick the colours, dot style, an optional logo and a label, then take the PNG for screens or the SVG for print.

5. 5

   Test it before you print: Scan the code with a second phone and check that the name and amount are right. Only complete the payment if you want to test with a small amount.

What Is Inside a UPI QR Code

The code holds a link that starts with upi://pay. After it come a few labelled values. The link is shown under the preview, so you can see exactly what the code contains.

• pa: The payee address, which is your UPI ID.

• pn: The payee name shown to the payer.

• am: The amount, left out when you do not set one.

• cu: The currency, always INR.

• tn: The note shown with the payment, left out when empty.

Static or Dynamic: Why It Matters

Many QR generators make a dynamic code. It does not hold your payment link. It holds the address of their server, which then forwards people on. That lets them count scans, but every code you printed stops working if their service closes or your plan ends, and their server sees every scan. This tool makes a static code. Your UPI link is stored inside the code itself, so there is no middleman and nothing to renew. It keeps working for as long as your UPI ID is active.

Design Tips for a Code That Scans

• Dark on light: A dark code on a light background is the safest. Light codes on dark backgrounds fail on some scanners, and very similar colours fail on most.

• Keep the quiet border: The empty margin around the code helps phones find it. Do not crop it or cover it.

• A centre logo is fine: A small logo works because the tool switches to the strongest error correction, which lets a code stay readable with part of it covered.

• Keep the note short: A longer note makes a denser code with smaller dots, which is harder to scan when printed small.

• Tell people what to do: A label such as "Scan to pay with any UPI app" gets more scans than a code on its own.

How Big to Print It

A simple rule is that a code can be scanned from about ten times its width. A code 2 cm wide is read from about 20 cm away.

• Counter stands and table tents: At least 5 by 5 cm, so customers can scan without leaning in.

• Bills, invoices and cards: At least 2 by 2 cm.

• Shop windows and posters: 10 cm or more.

• Banners: Scale to about one tenth of the viewing distance.

Where to Use a UPI QR Code

• Shops and market stalls: On the counter, so customers pay without typing your ID.

• Freelancers and tutors: On invoices and in messages, with the fee already filled in.

• Events and donations: On posters and banners, leaving the amount open.

• Delivery and home services: On a card the person carries, with the amount set per job.

• Groups and societies: For collecting a fixed fee, with a note such as the month or flat number.

Stay Safe With UPI QR Codes

A UPI QR code is for getting paid. Scanning a code and entering your PIN always sends money out of your account.

• Never scan to receive money: If someone asks you to scan a code or enter your PIN to receive a payment, it is a scam. Receiving money never needs your PIN.

• Check the name before you pay: Your UPI app shows the payee name. If it is not the person or shop you expect, stop.

• Do not let anyone stick a code over yours: Fraudsters paste their own code over a shop code. Keep yours where you can see it, and check it now and then.